Credit Scoring
This service provides for the automated scoring of products by combining credit request information with credit bureau reports obtained through an online service to determine a credit score. This product includes access to the Scorecard Monitoring Database, giving you the ability to access scorecard data for ad-hoc reporting and providing data for validation of scorecards.
Service Value and Key Benefits
- Flexibility in selecting solutions that are needed for your business
- Fully integrated system interfaces that provide internal controls and processing efficiencies
- Access to knowledgeable SunStream staff
- User support, including system support and problem resolution via multiple access points
- Ongoing quality assurance support for all systems
Detailed Description
This service includes the ability to:
- Screen applications prior to scoring
- Access credit bureaus to obtain credit reports
- Store credit reports electronically
- Provide a score back to the user by utilizing the appropriate scorecard
- Provide an interface for the user to input a customer for scoring
- Set up customer parameters
- Access the scorecard database for ad-hoc reporting
Standard Functionality
- Interface to credit bureaus
- Interface with a front-end system
- Customer access to scored data through the Scorecard Monitoring Database
- Maintenance and storage of data for validation of scorecards
- System support via telephone (Service Desk), email and online documentation
- On-site support – Monday through Friday, 7:00 a.m. – 5:00 p.m. Central time
- Quality assurance testing for problems
- Audit/regulatory system compliance for above systems
Business Service Manager
Mike Fretland
Application Support Analyst
(651) 282-8760
[email protected]