Credit Scoring

This service provides for the automated scoring of products by combining credit request information with credit bureau reports obtained through an online service to determine a credit score. This product includes access to the Scorecard Monitoring Database, giving you the ability to access scorecard data for ad-hoc reporting and providing data for validation of scorecards.

Service Value and Key Benefits

  • Flexibility in selecting solutions that are needed for your business
  • Fully integrated system interfaces that provide internal controls and processing efficiencies
  • Access to knowledgeable SunStream staff
  • User support, including system support and problem resolution via multiple access points
  • Ongoing quality assurance support for all systems

Detailed Description

This service includes the ability to:

  • Screen applications prior to scoring
  • Access credit bureaus to obtain credit reports
  • Store credit reports electronically
  • Provide a score back to the user by utilizing the appropriate scorecard
  • Provide an interface for the user to input a customer for scoring
  • Set up customer parameters
  • Access the scorecard database for ad-hoc reporting

Standard Functionality

  • Interface to credit bureaus
  • Interface with a front-end system
  • Customer access to scored data through the Scorecard Monitoring Database 
  • Maintenance and storage of data for validation of scorecards
  • System support via telephone (Service Desk), email and online documentation
    • On-site support – Monday through Friday, 7:00 a.m. – 5:00 p.m. Central time
  • Quality assurance testing for problems
  • Audit/regulatory system compliance for above systems

Business Service Manager

Mike Fretland

Application Support Analyst
(651) 282-8760
[email protected]